I canceled my itinerary, will my insurance premiums be refunded?

[To / from Japan] For overseas travel insurance: The premium to be refunded is determined by the timing of insurance cancellation. If canceled before the start of the insurance period, the full amount will be refunded, and if canceled during the insurance period, the insurance period will be refunded. Refunds will be made according to the number of days elapsed. Insurance cannot be canceled after the insurance period has expired.
In case of travel cancellation insurance: We will refund the insurance premium according to the number of days elapsed. The insurance cannot be canceled after the compensation period has expired.
[Thailand departure / arrival] For overseas travel insurance: If you cancel before the start of the compensation period, we will refund the full amount. No refund will be given if canceled after the start of the compensation period.